The world’s best, and most advanced working Bitcoin debit cards in 2020.
Bitcoin debit cards are one of the best ways for anyone to convert Bitcoin to cash.
The cards can give you the option to either withdraw money at an ATM or use it for shopping. These are must-have crypto tools for every true cryptocurrency enthusiast. Each Bitcoin debit card comes with its own unique bonuses. And it is actually wise to get all of them for more options and convenience.
Below you will find more information about various card providers, their advantages, and disadvantages. Most Bitcoin debit cards are available only in certain parts of jurisdictions, so it’s important to know which one fits your pocket the best.
Using Bitcoin debit card when cashing out different cryptocurrencies is by far the easiest and fastest way unless you are paying for something with Bitcoin directly. However, as that’s not always possible, this is when Bitcoin debit cards are ready when you need them the most.
Here are the 15 best working Bitcoin debit cards that you can use today.
- Advanced Cash – The most advanced worldwide Bitcoin debit card solution available.
- Skrill – Popular choice in the e-commerce world, available in the euro payments area.
- Wirex – Available in the EU, offers unique IBAN accounts and up to 1.5% cash back rewards.
- Revolut – For business enterprises of all sizes in the European area, and the US.
- MCO – High cashback rewards of up to 5%, available within Singapore, EU, and the US.
- Crypterium – Global Bitcoin debit card that gets delivered to anywhere in the world.
- Cryptopay – High limits with up to €30K in a single transaction, available in the EU.
- Bitwala – Crypto bank with unique IBAN numbers, and deposit guarantees in the EU.
- Bitnovo – The world’s only anonymous Bitcoin debit card, available in the European Union.
- Monolith – Non-custodial Ethereum solution, available in the European Economic Area.
- Bankera – Personal IBAN account in your own name, available for EEA residents.
- BlockCard – Currently only available in the United States, cashback of up to 6.38%.
- SpectroCoin – Oldschool Visa cards, available in the European Economic Area.
- Paycent – Global UnionPay crypto debit card provider with a large community.
- TenX – Seamless Bitcoin Visa card in the European Economic Area.
Advanced Cash offers the most cutting edge worldwide easy to use Bitcoin solutions today.
Backed up by +20 years of experience in international finance, Advanced Cash is a reputable company with a long background in the industry. The platform is easy to use and has versatile online payment systems that help you and your business stay ahead of the game.
This card is available worldwide, accounts can be registered for both individuals and companies, ATM withdrawals can be done in any currency, there are no maintenance fees, and delivery is absolutely free as well.
You can fund your account with Bitcoin or you can choose to use many other funding methods such as Visa, Mastercard, American Express, SEPA, and many more. When ordering a card, you can choose between a few different currencies such as EUR, USD, RUB, or you may also choose to order them all.
To get started with Advanced Card, all you need to do is to register on their website with your email and password. While registering, you can choose between personal and business accounts, the business account is more advanced, it is capable of doing mass payments and it has higher spending limits. You can also, for example, generate multiple cards for your whole team and move money within advanced cash for free.
After successfully registering the account is operational right away. The cost of plastic cards is around $14.99 depending on the currency you choose. However, while waiting for delivery you may also choose a virtual card which activates instantly and is half of the price around $7.99.
The advanced card may not have cashback programs or other perks and such as the other cards but this is not much of a problem since its superiority comes from its functionality, the card is just so simple to use and how it works out of the box without much of a hassle, this is what makes all the difference.
That being said, Advanced Card is our #1 favorite and choice when it comes to Bitcoin debit cards.
Skrill is a long-standing traditional focused business that offers fast and secure online payments of all kinds.
The Skrill platform isn’t just well known because of its prepaid cards but because it is well established and known in the e-commerce business world offering a large variety of different financial services. They allow payments and transfers of all kinds, and with a focus on low-cost money transactions.
On top of this, the Skrill platform makes it possible to instantly convert over 40 different fiat currencies into all major cryptocurrencies, making it possible for anyone to purchase cryptocurrencies on the go.
The Skrill prepaid MasterCard is available for the customers within the Euro Payments Area + a few other countries. You can use and spend the card abroad everywhere where Mastercard is accepted. The card can be denominated in EUR, USD, GBP or PLN currencies, and you will be asked to choose one during the application process.
The Skrill platform accepts a variety of different payment methods such as Bank Transfer, Credit Card, Rapid Transfer, Neteller, and Cryptos, and many more. Each of these can be used to fund the Skrill account, the money then can be used to fund the card itself.
Getting started with Skrill is fairly simple, all you do is head to the website, and sign up with your name, email, and password. You will then have to verify yourself, you do this by depositing money to the account, and you can use any of the available payment methods. After the verification process is complete, you can order the prepaid card right away, however, note that you will need to have at least 10€ in your account since you are being charged with the annual fee.
Once you have ordered the Skrill card, you will receive it on your chosen address within 2-10 business days. For customers outside of the European economic area, the delivery may take up to 20 business days.
And that’s it, now you can simply deposit Bitcoin into your Skrill account, and conveniently use it everywhere.
Wirex is the most popular Bitcoin debit card choice for individuals living in the European area.
The platform has digital and traditional currency wallets at your fingertips giving you control over 20+ currencies including BTC, ETH, LTC, EUR USD and many more.
Wirex has an inbuild easy to use app that gives you access to institutional rates at retail volumes letting you instantly exchange crypto to crypto, traditional to crypto and crypto to traditional. And not only that, every Wirex card account comes with actual IBAN bank accounts under your own name, so you get to use that as well.
By default, the card has cash back rewards of 0.5% every time you swipe, tap or enter your pin in shops, restaurants and on transport. By holding Wirex token you get to increase that rate up to 1.5% making it ideal saving method in the long term.
The card creation and delivery are absolutely free can be done in GBP, USD, and EUR currencies. Each card has account maintenance fees of £1.00 / €1.20 / $1.50 per month depending on the card you choose.
To get started with Wirex, you simply head to the website and register using your email and password, from where you will be prompted to do verification which will usually be confirmed in a matter of a day or two.
After successful verification, you can make a card order of your choice, the card will use a royal mail, and be sent to your choice of address and gets delivered within 2-15 days depending on if you live within UK or outside.
Another great think about Wirex is that if you choose to link your current bank card on the app, it also becomes incredibly simple to purchase Bitcoins within the app.
At the moment Wirex does not provide business card solutions and does not have worldwide coverage but is continuously working towards this and is already halfway there.
After all, Wirex is a fantastic Bitcoin debit card choice for individuals and does provide a lot of solutions for easy management and exchange of multiple currencies.
Revolut is all in one Bitcoin debit card solution for European & US freelancers and businesses.
The Platform has over +8 million registered accounts and offers a wide range of tools and services for both individuals and companies making them a viable solution for handling cryptocurrencies.
Revolut has set up different plans for individual needs, all randing by prices and functionalities, all the way from free to up to £12.99 a month. But by default, even free plan comes with a Euro IBAN bank account under your own name and the ability to transfer Bitcoin to over 30 other fiat currencies. On top of this, you’ll able to withdraw up to 200€ per month for free, and spend cryptos aboard in over +150 currencies.
The highest costing plan includes travel insurance, disposable virtual cards, exclusive Revolut metal card, cashback rewards up to 1% and much more.
Opening an account takes just a couple of minutes, to do so you can head up to the website, and hit your phone number, you’ll get a text message which includes the link to download the app. From there you’ll register using your email and password.
After registering successfully, you’ll be prompted to fill your identity information from where you’ll be able to order a card right away.
On top of all this, where Revolut truly shines is at its separate Freelancer and Business plans which can be set for different sizes of businesses, starting from free to all the way up to enterprise solutions. These plans can be scaled indefinitely and can cost up to £1000 a month depending on what the business needs.
Revolut for Business has a large variety of its own products that can be implemented. For example, you can issue an unlimited amount of corporate cards for your team, both virtual and physical. Set monthly limits, track and manage expenses, separate currencies to up to 30 different categories, manage accounts for different purposes all on a single dashboard.
Revolut is designed to be convenient, makes accounting painless and a lot more.
MCO is a high reward Bitcoin debit card solution available within Singapore, EU, and the US.
This is unique a platform with multiple different reward systems, such as the ability to earn an interest of up to 18% annually and cashback up to 5% on all spending.
On top of this, the platform works as an exchange, giving you the ability to buy and sell over 7 different fiat currencies and 53 cryptocurrencies. You can add fiat on your platform by making a bank transfer, connecting your debit or credit card or using cryptocurrencies. You can also purchase cryptocurrencies through the app just as easily.
Contrary to other Bitcoin debit cards, the MCO card is made of composite metal and can be acquired for free.
The MCO cards, don’t have any monthly fee, no annual fee, no shipping fee, and no setup fee. Instead, to get card, you’ll have to purchase MCO tokens and commit to staking them for the next 6 months.
After the 6-month lock-up period has ended, you are able to unlock your stake and transfer the tokens back to your wallet app. From there, you are able to sell them, keep them, or continue staking to enjoy additional features.
To get started acquiring your MCO card, you will simply head on to the website, download the app on your phone, and sign up using your email and phone number. You will then be asked to confirm your email, after doing that, you’ll be prompted to verify your identity.
After successful verification, you’ll be ready to purchase MCO tokens to deposit them into your wallet to stake them to get the MCO Vica Platinum card.
Crypterium Card is a global Bitcoin debit available anywhere in the world.
Crypterium is a platform offering a wide range of financial tools, such as a 5% interest savings account, fast Bitcoin purchases, topping your mobile phone with cryptos and much more. Users of the Crypterium App can also order Bitcoin prepaid card with just a few clicks.
This prepaid Bitcoin card is one of the few available to all cryptocurrency holders around the globe.
To get started ordering the Crypterium card, all you have to do is download the Crypterium App, which is available for both Android and iOS devices.
Once you’ve downloaded the app, you will register using your phone number, password and pin code.
You will then head to the “Order the Card” section and fill in your personal details for verification.
Next, it’s time to order your Crypterium card, by default the card creation fee is either $9.99 or $14.99 depending on whether you hold CRPT tokens or not. Alternatively, you can also upgrade to the premium plan for $2.99/month, which offers a wide range of financial services such as the ones we mentioned above. The actual Card has no monthly fee.
CRPT tokens can be bought right from the app, or you can also use a few different exchanges, the most popular exchange for CRPT tokens is KuCoin.
Crypterium Card contrary to most competitors is using a UnionPay prepaid debit card, meaning it doesn’t use Visa or Mastercard as it’s payment operator. At the time of writing, there are almost 23 million merchants connected to the UnionPay network in over 175 countries.
New Bitcoin debit cards with waiting list
There are also multiple new companies constantly getting involved with cryptocurrencies, this means that new Bitcoin debit card providers are just around the corner. This is why we’ve dedicated this section to inform you about the new payment card solutions that are currently on the way.
These providers have cards that can either be pre-ordered or you can get on the waiting list.
Withdraw Bitcoin to your existing debit card
You can also cash out Bitcoin funds to your already existing debit cards. This saves you from the hassle of registering and ordering Bitcoin debit cards, and not only that, you can actually withdraw Bitcoin funds to any debit card you want!
CEX.IO allows you to convert Bitcoin to multiple different currencies whether it’s euros, dollars, or rubles, and the funds will be available for spending instantly. There are actually not any restrictions as the service also works pretty much in any country in the world!
- You can link any Visa/MasterCard, debit, or credit card.
- No need to pre-order cards, just use the one you already own.
- Low fees, starting from $3.80 per withdrawal, and no hidden fees at all.
- Withdrawals are processed instantly and you can use funds right away.
To get started using this feature, register on CEX.IO, and link your card, choose the amount to withdraw, and that’s it! Note the card must have a minimum balance of $1 in order to pass verification, this is to prove that you are the holder of the card.
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