How to Pay Bills with Bitcoin When Someone Doesn’t Accept It

This guide will show you multiple different ways you can pay bills using Bitcoin and other cryptocurrencies even when someone doesn’t accept them.

While it's still difficult to convince average people to take their power back from the big banks and corporations, and to accept cryptocurrencies. With the new advancements in technology, it is at least no more complicated to pay your bills with Bitcoin.

However, not everyone is familiar with the process. If you're one of them, then this guide is for you, as it will show you many different ways you can pay bills using Bitcoin and other cryptocurrencies even when someone doesn't accept them.

Can you use cryptocurrencies to pay bills?

Of course, you can! And it's actually a lot easier to pay bills with Bitcoin when someone accepts them directly since there are no middle man, no currency conversion fees, and it allows cross-border transactions.

But since most people are still only using the regular old payment methods and not aware of the capabilities of cryptocurrencies. It can definitely get difficult, trying to figure out how can you pay your bills with cryptocurrencies when someone doesn't even accept them. And this is where troubles usually begin.

But thanks to advancements in technology, there are actually already multiple different solutions and platforms available that can be used to pay your bills whenever you need it.

Best services to pay bills using cryptos

Although many would still choose to use Bitcoin directly whenever possible, since this is not always possible, the free market has come up with its own solutions. And some of these include decentralized payment services and crypto-friendly banks.

Lets now take a closer look at some of these services below.


Lamium - Decentralized Way to Pay Bills with Bitcoin

Lamium is a unique startup providing the world's first decentralized crypto payment service to pay bills, invoices, and online-orders using Bitcoin and Dash cryptocurrencies.

Not only Lamium give people a way to both buy and sell Bitcoin, but it also gives a new way to operate and transact privately in the coming futuristic decentralized world.

The way Lamium disrupts the industry is by using the same secure escrow systems used in various P2P exchange services such as AgoraDesk, HodlHodl, and many others.

However, the key difference is that with Lamium instead of buying Bitcoins from exchanges, users can buy Bitcoin by paying invoices for other people. And simultaneously other users can sell their Bitcoins by uploading their invoices.

Lamium - Pay Bills with Bitcoin

To get started paying bills with Lamium is super easy, as there is not even registration required, and all you need to do is to fill and upload the form above and pay your bill using either Bitcoin or Dash. The bills will then get paid as soon as the transaction is confirmed, and the decentralized network of trusted invoice payers can get to start processing it.

The whole process is then secured by using escrow service where funds get released only after confirmed payments. Lamium also takes a small fixed fee from the service, just 1.97% from the invoice plus an additional 0.0001 BTC per invoice.

Start using Bitcoin & Dash with Lamium anywhere you please.


Bitwala Account - Pay Bills with Bitcoin

Bitwala is a new kind of crypto-friendly banking service offering crypto trading, debit cards, and IBAN accounts for people in Germany, Switzerland, and any other countries within the European Economic Area.

Bitwala, unlike most banks, is actually a cryptocurrency-friendly bank. And it's focused on serving the crypto community by offering full banking services and payment cards. This means that users can sign up to it for free, and transfer crypto holdings on the Bitwala bank account and use it as a regular bank.

The Bitwala bank account with it's IBAN numbers functions just like any regular bank, you can set up direct debits, make international payments, pay your bills, and track your expenses. And on top of this, with the Bitwala contactless payment debit card you can spend your Bitcoin in stores, pay online, or withdraw your funds for free at ATM:s worldwide.

Bitwala also supports a variety of cryptocurrencies such as Bitcoin, Ethereum, Litecoin, Monero, Dash, and many more. And because Bitwala is licensed and insured in Germany, deposits have a protected guarantee for up to €100,000 by German Deposit Guarantee Scheme (DGS).

Get your Bitwala bank account and earn free 15€

Other services to pay bills using cryptos

There are also several other bill payment processors around the world.

Cryptocurrency payment card solutions

Aside from the more usual ways of paying bills through banking services, there are also a variety of other payment solutions for cryptocurrencies such as Bitcoin debit cards.

Here's some of our most recommended payment card solutions.

  • Advanced Cash – The most advanced worldwide Bitcoin debit card available.
  • Skrill – Well known popular choice for e-commerce available in the euro payments area.
  • Wirex – Great choice among Europeans, up to 1.5% cash back rewards.
  • Revolut – The best choice for European freelancers and business enterprises of all sizes.
  • MCO – Available in the US, has the highest cash back rewards of up to 5% on all spending.
  • Crypterium – Global Bitcoin debit that gets delivered to anywhere in the world.
  • Bitwala – Cryptocurrency-friendly bank with IBAN number & Debit cards.

Alternatively, read our full detailed Bitcoin debit cards guide:


Bitcoin has to this day been the most dominant alternative payment solution for destructive banks and corporations around the world. It has long proved its capabilities and strengths, and there are also a lot of unique features and benefits compared to traditional fiat currencies and payment methods.

These features include ease of use, faster cross-border transactions, lower transaction fees, privacy by design, and many more. And these are just a few of the reasons why we think it's always the best to pay and accept cryptocurrencies like Bitcoin directly. As getting crypto into the mainstream means we must start using it for everyday payments.

However, obviously it's still early enough to say this is not always possible, and for this reason, it's amazing to see we already have these great services like Lamium and Bitwala.

Now it's time to hear what you think? Share your view in the comment section below.

For additional reading, check these articles:


At the intersection of rebellion against the age-old financial systems and the promising allure of digital currencies, stands BitShills. We are not just a voice in the crypto world; we are a roar against centralized establishments that have long held sway. BitShills is your compass in the tumultuous seas of cryptocurrency, guiding you away from the rocky shores of traditional powerhouses towards the horizon of decentralized possibilities. With every insight, analysis, and resource we provide, we're not just charting a path in crypto — we're challenging the status quo, questioning the old guard, and propelling a movement toward a more liberated financial future.