Top 24 Crypto Debit Cards for Everyday Use in 2024

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The year 2024 has ushered in a plethora of Crypto debit cards, altering the way we utilize cryptocurrencies. For the ardent crypto enthusiasts, these crypto debit cards are an essential component of their financial toolkit.

Why Opt for a Crypto Debit Card?

Crypto debit cards offer a swift and user-friendly method to transform your cryptos into spendable cash. Whether you're looking to withdraw funds from an ATM or make a purchase, these cards provide the versatility you require. Each Crypto debit card comes equipped with its exclusive set of bonuses, further enhancing their appeal.

Possessing multiple such cards can add to your convenience and choice, though it's worthwhile noting that most Crypto debit card providers function within certain jurisdictions, so ensure you select one that fits your specific requirements.

Converting various cryptocurrencies into cash using crypto debit cards is arguably the simplest and quickest method unless you're directly paying with Bitcoin. However, since direct Bitcoin payments aren't always feasible, having these debit cards at the ready can prove immensely helpful.

A Look at The Top 24 Best Working Crypto Debit Cards in 2024

This ranking is determined by several critical factors including user feedback, popularity, reliability, security measures, and the breadth of services provided.

Let's dive into the details of these top-performing Bitcoin debit cards:

  1. Coinbase – Available in more than 100 countries. Known for its user-friendly interface and high liquidity.
  2. – Operates globally except for some countries due to regulatory restrictions. Noted for its extensive list of supported cryptocurrencies.
  3. Nexo – Available worldwide. Appeals to users with its automatic crypto-to-fiat conversion feature.
  4. Wirex – Services over 130 countries, excluding the US and some parts of Asia and Africa. Popular for offering crypto rewards on purchases.
  5. Bitpanda – Currently available in the European Union (EU) and the UK. Recognised for its straightforward setup process and transparent fee structure.
  6. Skrill – Provides services globally except in a few countries. Known for supporting a wide range of fiat currencies alongside cryptocurrencies.
  7. Uphold – Available in more than 180 countries including the US, UK, Canada and Australia but not North Korea or Iran due to regulatory sanctions. Commended for enabling direct deposits into personal wallets.
  8. SpectroCoin – Services over 150 countries worldwide, but not the US or Iran due to regulatory restrictions. Acclaimed for its diverse payment options.
  9. Gemini – Available only in the United States presently but plans to expand internationally are on the way. Appreciated for its security features and cashback rewards.
  10. Cryptopay – Operates in the EU, Singapore, and several other countries but not the USA or other jurisdictions with strict financial regulations against cryptocurrencies . Respected for its flexible loading options.
  11. Advanced Cash (ADVCash) – Services most countries around the world excluding the US and some others due to regulatory restrictions . Regarded highly for low transaction fees.
  12. Bybit – Does not provide services to US residents. Famous for its user-friendly design and robust security measures.
  13. Plutus – Available across the EEA. Noted for its decentralized nature.
  14. BITSA – Primarily serves Europe. Gains attention with its prepaid feature and absence of a bank account requirement.
  15. Nebeus – Provides services globally except in the USA due to regulatory restrictions. Known for providing loans against cryptocurrencies.
  16. Monolith – Services the EEA region only. Recognised for being a decentralised Ethereum wallet.
  17. Bitpay – Available in the US and a growing list of other countries worldwide. Popular for its option to load the card with Bitcoin directly.
  18. MEXC – Available in most countries excluding the US and some others due to regulatory restrictions. Respected for its competitive transaction fees.
  19. Holyheld – Only available in the US currently, plans to expand internationally are underway. Commended for its simplicity and cashback rewards program.
  20. – Primarily serves customers in the United States but is looking to expand to other jurisdictions soon . Noted for allowing users to donate part of their cashback rewards to charities of their choice.
  21. GnosisPay – Operates within Europe only at present but plans are in place to expand into different markets . Well-regarded for its integration with prediction markets.
  22. Fold – Currently serves customers in the United States with future expansion plans underway . Famous for providing Bitcoin cashback rewards on all purchases .
  23. BTSE – Available globally except in some jurisdictions due to regulations . Known for its multiple currency support and easy conversion between currencies.
  24. Binance – Operates globally except in certain jurisdictions due to financial regulations, including but not limited to Iran, North Korea, Crimea Region, Cuba, Syria, USA (and its territories). Renowned for offering up to 8% cashback on purchases.

It's crucial to understand that the ranking of crypto debit cards can be subjective and may vary based on individual preferences and needs.

We strongly recommend users conduct thorough research and consider various factors such as applicable fees, supported cryptocurrencies, security measures, and user reviews when selecting a financial service or platform.

Go ahead and scroll down the article to find an advanced look at fees and load limits for each card. It's important to carefully consider these factors to ensure you choose the best Bitcoin debit card for your needs.

1. Coinbase

Coinbase: A Comprehensive Crypto Solution

As one of the most renowned names in the crypto sphere, Coinbase stands not only as an exchange platform but also offers a highly convenient Bitcoin debit card. Lauded for its simplicity and user-friendliness, Coinbase is often the go-to choice for individuals in the United States looking to convert Bitcoin to cash and vice versa. Moreover, this global platform extends its services to numerous other countries around the world.

A Multifaceted Exchange Platform

Coinbase's prominence in the industry primarily stems from its diverse offerings. It serves as a comprehensive hub for buying and selling an array of cryptocurrencies. On top of that, it caters to more experienced traders with its advanced trading platform and offers lucrative business opportunities.

The Bitcoin Debit Card: Coinbase's Hidden Gem

While well-known for its exchange services, many might not be aware that Coinbase also operates its own Bitcoin debit card. This aspect of their service enhances their standing by providing users with a means to easily spend their cryptocurrency.

The Coinbase card simplifies spending cryptos by linking directly to your Coinbase account balance. With a simple click, users can switch between spending various cryptocurrencies like BTC, ETH, LTC, BCH, XRP, BAT, REP, ZRX, and XLM.

Setting up the Coinbase card is also straightforward:
  1. Sign up on Coinbase and verify your account.
  2. Download the Coinbase card app.
  3. Order your card from within the app.

Sign up for a Coinbase Card!

Whether you're new to the crypto world or a seasoned trader, Coinbase's offerings are worth considering for their ease-of-use and comprehensive solutions.

2. A High-Reward Bitcoin Debit Card Solution stands tall as a powerful platform in the Bitcoin debit card market, catering to users based in Singapore, the EU, and US. It offers an impressive array of benefits that make it a strong contender in the crypto space.

Unique Reward Systems is renowned for its lucrative reward systems. One of the most attractive features is the potential to earn an annual interest of up to 18% and cashback rewards of up to 5% on all spending. The high rewards rate is a key factor that sets apart from its competitors.

Integrated Exchange Platform

In addition to being a reliable debit card solution, also functions as an efficient exchange platform. Users have the freedom to buy and sell over 7 different fiat currencies and 250+ cryptocurrencies.

Adding fiat currency to your account is incredibly straightforward; you can do so via a bank transfer or by linking your debit or credit card. If you prefer, you can also use cryptocurrencies. Buying cryptocurrencies through the app is just as simple.

Card Features

Unlike other Bitcoin debit cards, the card is crafted from composite metal and can be obtained without any cost. There are no hidden charges – no monthly fee, no annual fee, no shipping fee, and no setup fee. Instead of paying upfront fees, you'll need to purchase and stake CRO tokens for 6 months.

After this lock-up period ends, you have the liberty to unlock your stake and transfer the tokens back into your wallet app. From this point, you can sell them, hold onto them, or continue staking to enjoy more benefits.

CRO Tokens

The platform's native CRO tokens can be purchased on various exchanges such as MEXC, OKX, Kucoin, and

Getting Started with

To obtain your CRO card, simply visit the website, download the app onto your mobile device, and sign up using your email and phone number. After confirming your email address, you'll be asked to verify your identity.

Once you've successfully verified your details, you're ready to purchase CRO tokens and stake them in your wallet. This will make you eligible for the Visa Platinum card.

Sign up today using the code “de7wtcp8hh” to receive a free bonus of $25 USD in CRO tokens. Get started with now!

3. Nexo

Nexo is a notable player in the crypto debit card market, offering a flexible solution for digital asset holders. The Nexo Card allows you to instantly access your Nexo Wallet balance for everyday purchases, online transactions, and ATM withdrawals.

One of the distinctive features of the Nexo Card is that it enables users to spend the value of their cryptocurrency without actually selling it. This is possible through an automatic loan system where your cryptocurrencies are used as collateral.

The Nexo Card also boasts zero fees on all transactions, making it a cost-effective option for regular use. It also offers up to 2% cashback rewards on all purchases which can be received in Bitcoin or NEXO tokens.

Moreover, users have complete control over their card with the ability to freeze and unfreeze their cards directly from the Nexo mobile app. This app also lets users manage their spending limits and check real-time transaction updates.

Highlighting the Key Features of the Nexo Card

Nexo Card stands out due to its exceptional user-friendly features. Notably, it does not impose any minimum repayments, allowing users the freedom to manage their spending and repayments without pressure. Additionally, Nexo Card is designed with an emphasis on simplicity and affordability. Users can enjoy the benefits of this card without worrying about monthly, annual, or inactivity fees. This approach eliminates hidden costs and provides a transparent service that puts the user's needs first.

Getting a Nexo card involves a straightforward process. You start by creating an account on the Nexo platform, then complete the identity verification process. Once you're verified, you can order your Nexo Card from within your account dashboard.

In summary, the Nexo Card offers a seamless blend of traditional banking features with the added benefits of digital assets, making it an ideal choice for crypto enthusiasts seeking convenience and flexibility in managing their holdings.

Experience the future of banking! Sign up for Nexo today and unlock a world of crypto convenience.

4. Wirex

Introducing Wirex: A Leading Bitcoin Debit Card Provider

For individuals residing within the European area, Wirex stands as the go-to Bitcoin debit card. Wirex has earned its popularity through a blend of features that cater to both digital and traditional currency needs.

Key Features of the Wirex Platform

Wirex provides:

  • Control over more than 20 currencies: These include popular cryptocurrencies like BTC, ETH, and LTC, as well as traditional options such as EUR and USD.
  • An intuitive app: The Wirex app is designed to be user-friendly, providing access to institutional rates at retail volumes. This feature allows for immediate exchange between crypto and traditional currencies.
  • Personal IBAN bank accounts: Every Wirex card account comes with a dedicated IBAN under your name for added convenience.

Rewards and Savings with Wirex

Not only does Wirex provide diverse currency control, but it also offers cash back rewards of up to 8% Cryptoback. By default:

  • Users receive 0.5% cash back every time they use their card in shops, restaurants, or on transport.
  • Holding Wirex tokens can increase this rate to 8%, making it an ideal long-term savings method.

Card Creation

With Wirex:

  • Card creation is free.
  • Card delivery 5GBP for UK, 5-15 EUR for europeans.
  • Cards can be issued in GBP, USD, or EUR currencies.

Delivery Fees:

  • United Kingdom: 5 GBP 
  • European Economic Area: 5 EUR
  • APAC: 5 SGD
  • Singapore: 5 SGD
  • Australia: 1 AUD 
  • United States: FREE

To get started with Wirex, simply head to the website and register using your email and password. You will then be prompted to verify your identity – a process typically confirmed within a day or two.

Ordering Your Wirex Card

Upon completing the verification process, you are free to select the card that suits your needs best. Your chosen card will be sent out according to your preferred delivery method and dispatched to the address you've specified. Delivery timelines fluctuate between 2 to 15 days, contingent on your geographical location.

In addition to these features, Wirex allows you to link your current bank card within the app, thereby simplifying the process of purchasing Bitcoins.

In summary, Wirex is an excellent Bitcoin debit card option that offers a host of solutions for easy management and exchange of multiple currencies.

Join Wirex now.

5. Bitpanda

Your Gateway to Seamless Crypto Integration

The Bitpanda Visa Card stands as a reliable and efficient solution for crypto enthusiasts seeking to smoothly integrate their digital assets into everyday life. This card is the product of Bitpanda, one of Europe's leading trading platforms celebrated for its user-friendly interface and extensive selection of available cryptocurrencies.

Unraveling Bitpanda’s Unique Features

Bitpanda is more than just an intuitive crypto exchange offering a debit card; it hosts an array of features that cater to diverse financial interests:

  • Cryptocurrency Trading: Trade a wide range of cryptocurrencies on a platform designed for ease-of-use.
  • Stocks & ETFs: Buy fractional shares of your favorite companies or diversify with Exchange-Traded Funds.
  • Precious Metals: Diversify your portfolio by purchasing physical gold, silver, palladium, and platinum.

Advantages of the Bitpanda Visa Card

Users can take advantage of several benefits offered by the Bitpanda Visa Card:

  • No Card Fees: The Bitpanda Visa Card comes free of charge.
  • No Monthly Account Fees: Enjoy hassle-free spending without worrying about recurring charges.
  • Global Acceptance: The card is accepted in over 200 countries worldwide.
  • Cashback Rewards: Users can earn up to 2% cashback per transaction.
  • Free ATM Withdrawals: Take out cash from ATMs without incurring fees each month.
  • Real-Time Tracking: Monitor spending and receive real-time notifications through the Bitpanda App.
  • Contactless Payments: Integrate with Apple Pay and enjoy contactless payments wherever you go.
How to Get Your Bitpanda Visa Card

To obtain a Bitpanda Visa Card, you must have the following:

  1. A verified Bitpanda account
  2. Residency within the Eurozone

The Bitpanda Visa Card effectively bridges the gap between the digital asset world and traditional finance, offering a practical solution for spending your cryptocurrencies – anytime, anywhere.

Unlock the power of digital finance. Sign up for Bitpanda today and experience seamless cryptocurrency transactions at your fingertips!

6. Skrill

Skrill: Your Gateway to Fast, Secure Online Payments

Skrill is a reputable player in the digital finance space, with a strong focus on providing fast, secure online payment solutions. Its long-standing presence in the e-commerce business world has earned it recognition and trust among users worldwide.

Key Features of Skrill

What sets Skrill apart is its versatility in financial services:

  1. Broad-Spectrum Payments and Transfers: Skrill allows for payments and transfers of all kinds, making it an ideal tool for both personal and business transactions.
  2. Low-Cost Money Transactions: With a keen focus on affordability, Skrill prides itself on offering low-cost money transaction options.
  3. Instant Currency Conversion: The platform provides instant conversion from over 40 different fiat currencies into all major cryptocurrencies – a feature that empowers anyone to purchase cryptocurrencies instantly.

The Skrill Prepaid MasterCard

The Skrill prepaid MasterCard is offered to customers within the Euro Payments Area and selected other countries. It can be used anywhere Mastercard is accepted, including international locations.

During the application process, you can choose your card denomination from EUR, USD, GBP or PLN currencies.

Funding Your Skrill Account

Skrill platform accepts an array of payment methods, including:

  • Bank Transfer
  • Credit Card
  • Rapid Transfer
  • Neteller
  • Cryptos

Each method can be used to fund your Skrill account, which can then be used to fund your card.

Getting Started with Skrill

Starting with Skrill is straightforward:

  1. Visit the website and sign up with your name, email, and password.
  2. Verify your account by depositing money using any of the available payment methods.
  3. Once verified, you can order your prepaid card (note: a minimum balance of 10€ is required to cover the annual fee).

After ordering the card, it will be delivered to your specified address within 2-10 business days for customers within the European economic area. For those outside this area, delivery may take up to 20 business days.

Once you receive your Skrill card, you can deposit Bitcoin into your Skrill account and use it conveniently anywhere.

Order Your Skrill Card Today!

7. Uphold

Introducing the Uphold Card

The Uphold Card is a groundbreaking solution that effectively narrows the divide between digital assets and customary finance. Crafted with the modern, tech-inclined consumer in mind, this card allows for a seamless way to use cryptocurrencies in real-world situations.

Key Features of the Uphold Card

  • Zero Foreign Transaction Fees: Ideal for frequent travelers, this feature ensures you enjoy low exchange rates when abroad.
  • Direct Spending from Your Wallet: You can spend your crypto directly from your Uphold wallet, thus ensuring convenience.
  • Universal Currency Usage: The card lets you spend any currency, anywhere in the world.
  • No Hidden Charges: Enjoy free setup and zero annual fees with the Uphold Card.
  • Spending Tracker and Instant Notifications: Stay on top of your spending habits with real-time notifications every time you transact.
  • Withdraw Cryptos as Cash: Withdraw your cryptos as cash from any ATM globally.

Getting Started with Uphold Card

Starting with Uphold is as easy as 1-2-3:

  1. Get started instantly by signing up for a virtual card while waiting for your physical one.
  2. The physical card costs £9.95 and typically arrives within 7-10 business days.
  3. Once received, you can spend up to £10,000 GBP per day (even on a single transaction) and conduct a maximum of 50 transactions per day.

Reward Caps and Transaction Fees

For rewards, there’s a ceiling of £100 worth of rewards per month – this may vary depending on your location.

In the UK specifically, there's a national ATM withdrawal fee of £2.50 GBP and £3.50 GBP for foreign withdrawals.

Eligibility for Uphold Card

Wondering if you're eligible? If you're an Uphold user based in the UK, you can get the card. Simply create a free account with Uphold and activate your card within your mobile wallet. Note: This benefit is only for individual accounts — business accounts are not eligible.

With these simple steps, you can start experiencing the comfort of transacting with digital currencies in everyday life. Don't wait any longer! Sign up for Uphold now and embark on your crypto journey today.

8. SpectroCoin

SpectroCoin: A Comprehensive Overview

Established as one of the pioneering cryptocurrency exchanges, SpectroCoin has steadily built a reputation for providing robust payment processing solutions and Visa cards within the European Economic Area. The platform's mainstay lies in its versatility, enabling users to manage a diverse range of cryptocurrencies along with over 20+ fiat currencies.

Key Features of SpectroCoin

  • Wide Range of Cryptocurrencies: SpectroCoin facilitates the buying, selling, and transferring of numerous cryptocurrencies including Bitcoin, Dash, Ethereum, and many more.
  • Multiple Fiat Currencies: The platform supports over 20+ fiat currencies, giving users a broad array of options to choose from.
  • Diverse Payment Methods: SpectroCoin accepts several payment methods for deposits such as debit cards, SEPA transactions, Skrill and Neteller.
  • Merchant Solutions: Perhaps most notably, SpectroCoin is highly recognized for its merchant solutions. As an original Bitcoin payment processor, it provides reliable and efficient transaction services.

SpectroCoin Prepaid Cards

In addition to its exchange services, SpectroCoin also offers prepaid cards that allow users to convert a variety of cryptocurrencies into Euros. These cards function just like regular Visa cards:

  • Universal Usability: You can use these cards for shopping at physical stores or online platforms, withdrawing cash from ATMs or even linking them to your PayPal account.
  • Pricing and Limitations: There are no costs associated with creating the card, nor is there a monthly service fee. ATM withdrawal costs are set at 1€, though this may vary depending on location. The maximum balance permitted on the card is 25000€. Point-of-Sale (POS) and online transaction limits are also set at 25000€, whilst ATM withdrawal limits are capped at 2500€.
  • Instant Funding: SpectroCoin cards come with instant funding from the Spectro wallet, eliminating any additional hassle when you wish to use the card for payments.
How to Get a SpectroCoin Prepaid Card

Getting your SpectroCoin Bitcoin prepaid card is a straightforward process:

  1. Register on the Website: Start by creating an account on the SpectroCoin platform.
  2. Complete KYC Verification: Proceed to complete the Know Your Customer (KYC) verification process to enable card usage.
  3. Wait for Delivery: After successfully completing these steps, your card will be delivered within 3-10 days, depending on your chosen delivery method.

Get SpectroCoin Prepaid Card Now!

By providing comprehensive cryptocurrency solutions alongside a user-friendly interface, SpectroCoin continues to uphold its position as a trusted player in the digital currency space.

9. Gemini

The Gemini Card offers a unique twist in the world of Bitcoin debit cards. This innovative card is a brainchild of Gemini, a regulated cryptocurrency exchange based out of New York, renowned for its stringent security measures and unwavering commitment to safeguarding customer assets.

With the Gemini Card, you can earn up to 4% crypto rewards in Bitcoin, Ethereum, or any of the 40+ other cryptos available on Gemini exchange. The rewards are instantly deposited into your account and are immediately ready for use.

Here's how the reward system works:

  • Earn 4% back on gas station purchases and EV charging stations
  • Get 3% back when dining out
  • Receive 2% back on your grocery shopping
  • And 1% back on all other purchases

But that's not all. With Merchant Reward Offers, you can earn even more rewards on top of your usual rewards‡.

The card comes with multiple benefits such as zero annual fee, no foreign transaction fees, and no exchange fees to acquire your crypto rewards.

Enhance your crypto rewards by adding family members, colleagues, or loved ones to your account. Monitor spending habits, collectively build credit, and accumulate more cryptocurrency rewards.

Key Features

  • Crypto Rewards: Every purchase you make with the Gemini Card allows you to earn up to 4% back in Bitcoin or other cryptocurrencies.
  • Instant Access: There's no need to wait for a physical card in the mail. You receive instant access to your digital card right after sign-up.
  • Real-Time Conversion: The card automatically converts your crypto into USD at the point of sale. This means you're spending the exact amount of crypto at its current market value.

How to Get Your Gemini Card

Getting your hands on a Gemini Card is simple:

  1. Visit the Gemini website and click on ‘Get Started'.
  2. Register an account using your email address and create a password.
  3. Complete the verification process. This step might take a few days.
  4. Once your account is verified, you can order your card and begin using the digital version immediately.

Please note: Currently, the Gemini Card is only available to U.S residents.

Even with this limitation, the Gemini Card is consistently working towards expanding its services worldwide. It provides a convenient way to spend cryptocurrencies while earning rewards in crypto, making it an exciting tool for individuals wanting to integrate Bitcoin into their daily routines.

Embark on your crypto journey with Gemini today and experience these advantages first-hand! Get started now

10. Cryptopay

Cryptopay: A Comprehensive Bitcoin Debit Card Solution

Cryptopay is a notable name in the Bitcoin debit card industry, particularly known for its high transaction limit of up to €30K in a single transaction. Initially launched in the UK, the company has plans to extend its services to the rest of the European Area.

What Does Cryptopay Offer?

The Cryptopay platform caters to both individuals and businesses. It enables users to securely store multiple cryptocurrencies like BTC, LTC, XRP, and ETH in their Cryptopay account.

One of the standout features of Cryptopay is its high limit Bitcoin debit cards. These cards are perfect for making substantial purchases with a single spending limit reaching up to 30k euros.

Compared to competitors, Cryptopay takes a different approach when it comes to Bitcoin debit card limitations. It's more suitable for larger purchases and online transactions due to its higher limits.

Key Features of Cryptopay Card

The annual load limit for the Cryptopay card exceeds over 3 million euros per year, with a maximum card balance of up to €50k. The card supports daily loads up to 8800€ and ATM withdrawals up to 450€ per day.

  • Plastic Card: £5 / 5€
  • Virtual Card: Free
  • Monthly Service Fee: £1 / 1€
  • ATM Withdrawal Fee: £2.50 / 2.50€ per withdrawal
  • Foreign Transaction Fee: 3%
  • Inactivity Fee: £5 / 5€ per month (charged after 365 days of inactivity)

It's worth noting that transactions made in the card's currency are exempt from charges.

Cryptopay cards can be acquired in GBP, and EUR denominations. Both plastic and virtual versions are available for each currency.

Getting Started with Cryptopay

To begin your journey with Cryptopay, visit the website and register for a free account. A confirmation email will be sent to your registered email address.

Before you can place an order for your card, your account needs to be verified up to Tier3 level necessitating a KYC procedure. Upon verification, the “order a card” option becomes available in your account from where you can proceed with purchasing the card. Delivery is free and may take up to 10 days.

Order Cryptopay card now!

In conclusion, Cryptopay provides a comprehensive Bitcoin debit card solution with an emphasis on higher transaction limits, making it ideal for substantial purchases and online transactions.

11. ADVCash

Introducing ADVCash: Your Go-To Bitcoin Solution

ADVCash, a pioneer in the international finance scene with over 20 years of experience, brings an innovative Bitcoin solution to the table. The platform is not just user-friendly, but also has a versatile array of online payment systems that put you and your business at the forefront of financial efficiency.

  • Global Availability: Advanced Cash is not bound by geographical restrictions. Whether you're an individual or a company, you can register for an account from anywhere around the globe.
  • Multifaceted Currency Support: The card supports ATM withdrawals in all currencies – a feature that truly underlines its global usability.
  • Cost-Efficient: Say goodbye to maintenance fees. With Advanced Cash, you get free delivery for your card.

Funding Options and Card Currencies

Advanced Cash offers numerous funding options. Apart from Bitcoin, you can fund your account using Visa, Mastercard, American Express, SEPA, among other methods. It's all about giving you the freedom to choose what works best for you.

When ordering a card, Advanced Cash gives you an option to choose from different currencies such as EUR, USD, RUB. Or better yet, you can order cards in all these currencies!

Card Load Limits and Multiple Card Options

One area where Advanced Cash truly outshines its competitors is its flexibility in card load limits. It offers some of the highest daily spending limits (€20,000). But that's not all – if desired, users can order multiple cards for even more variety.

Getting Started with Advanced Card

Starting your journey with Advanced Card is as simple as registering on their website with your email and password. During registration:

  • Choose between personal and business accounts. The business account comes with advanced features such as mass payments and higher spending limits.
  • Generate multiple cards for your team and transfer money within Advanced Cash without any fees.

Once your account registration is successful, it becomes operational immediately. The cost of plastic cards is around $14.99, depending on the currency you choose. You can also opt for a virtual card while waiting for your plastic card to be delivered. A virtual card costs around $7.99 and activates instantly.

Why Choose Advanced Card

While the Advanced Card may not offer cashback programs or other perks like some other cards, its real strength lies in its simplicity and functionality. It's designed to work seamlessly, without any hassle – a feature that differentiates it from the lot.

In conclusion, when it comes to Bitcoin debit cards, Advanced Card remains our top recommendation due to its user-friendly interface and functional superiority.

Get your Advanced Card now!

12. Bybit

Bybit is a popular cryptocurrency exchange platform that has recently ventured into the crypto debit card space with the introduction of the Bybit Card. This card aims to facilitate easy and convenient transactions using your cryptocurrency assets.

In order to use the Bybit Card, you need to have a registered account with Bybit. After verifying your identity through their KYC process, you are able to apply for the card.

One of the unique features of the Bybit Card is that it allows you to convert your cryptocurrency into fiat currency in real-time, meaning you can spend your crypto as easily as you would with traditional money. This feature removes the need for pre-loading a specific amount onto the card.

The fees associated with the Bybit Card are competitive when compared to other crypto debit cards on the market. There are no monthly or annual maintenance fees, and transaction fees are minimal.

Just like other cards mentioned earlier, trading limits on Bybit Card vary depending on user's level and the type of transaction being made. As for ATM withdrawal limits and spending limits, they are reasonably high, allowing for significant transactions to be made daily.

Overall, the Bybit Card is a compelling option for any cryptocurrency enthusiast looking for an easy way to spend their digital assets in everyday life.

Get your Bybit Card today!

13. Plutus

Plutus: Enhancing Crypto Spending Experience

Plutus is a new-age cryptocurrency debit card provider that allows users from the United Kingdom or the European Economic Area to set up accounts with ease. Designed to bridge the gap between your digital and conventional currencies, Plutus offers a seamless shopping experience to its users.

Global Shopping with Plutus Card The Plutus platform makes spending your crypto as simple as using regular money. With the Plutus card, you can make purchases across the globe, both online and offline. As an added advantage, it also offers 3-9% crypto cashback and, in some cases, up to 30% from selected retailers.

Unique Non-Custodial System Plutus stands apart with its unique non-custodial system. This feature ensures secure transactions by allowing users to swap funds among themselves without any centralized counterparty risk. In other words, it means the private keys of your cryptos are never exposed to the company itself.

The Plutus Card: Your Everyday Visa Card Essentially, the Plutus card operates like any other Visa card and is accepted wherever Visa is accepted.

Choice of Price Plans The card comes with three distinct price plans: Starter, Everyday, and Premium. Each plan has its unique advantages and perks:

  • Starter Plan: Priced at €6.99 per month, this plan offers 3% in crypto rewards and includes one additional perk.
  • Everyday Plan: This middle-tier option costs €9.99 per month, providing the same 3% in crypto rewards as the Starter Plan, but with two extra perks.
  • Premium Plan: For €19.99 per month, users receive 3% in crypto rewards and three additional perks.

Enhancing PLU Benefits (Optional)

Beginning with a minimum of 250 PLU, you can unlock a reward rate of 4% and access to four exclusive perks. Maximize your benefits by stacking up to 3000 PLU, which grants a substantial 9% in rewards and nine unique perks.

Getting Your Plutus Card To get your Plutus card, you need to first create a Plutus account. Once you complete the KYC verification process, you will be able to select your preferred price plan. Remember to consider the card price and other perks while making your choice.

Get your Plutus card now!


The BITSA Bitcoin Debit Card stands as a distinctive offering in the realm of cryptocurrency debit cards, featuring exclusive subscription plans tailored specifically for European users.

What is BITSA Card?

Bitsa is a comprehensive platform designed specifically for cryptocurrency investors. It supports a diverse range of cryptocurrencies including Bitcoin, Ethereum, and Dash, among others. The key offering of the platform is the Bitsa Debit Card, often referred to as BITSA card. These are essentially prepaid Bitcoin cards that offer users an easy way to spend their cryptocurrency holdings in real-world transactions.

How Does the Bitsa Card Work?

You can use your Bitsa card just like any other debit card to purchase goods online or in-store. You can also withdraw your cryptocurrency assets from any ATM, send or receive cryptocurrencies, and even recharge it using a BITSA voucher card or directly with cryptocurrencies.

A Closer Look at BITSA Card

There are three distinct tiers to choose from: Free, Move (costing 0.99€ per month), and Pro (priced at 9.99€ per month).

The free plan comes with a card issuance fee of only 20€.

The Move level includes two physical cards along with three virtual cards for versatile usage.

Meanwhile, the Pro level offers an even greater convenience with four physical cards and four virtual cards.

  • Free Level: This level allows a maximum balance of 2500€. The limit on purchases is capped at 1500€, and top-ups are limited to 500€ per day. ATM withdrawals can be made once per day.
  • Move Level: This level offers an increased maximum balance of 15000€, with a limit on purchases set at 5000€. Daily top-ups can go up to 1500€, and ATM withdrawals can be made twice per day. The transfer limit for this level is 1200€ per day. Additionally, users can enjoy cashback up to 15% in selected stores.
  • Pro Level: The Pro Level provides the most benefits, with an unlimited maximum balance and a high purchase limit of 15000€. Users can top-up their accounts with up to 4000€ per day, and make ATM withdrawals four times per day. This level also removes any transfer limits.

To procure a BITSA card, navigate to the official website and complete the application form by providing your full name, email address, and physical delivery location. Proceed to verify your identity following the instructions provided, and choose a subscription plan that best suits your needs.

Order Your BITSA Card Now!

15. Nebeus

As a Bitcoin investor, you may be seeking easy and convenient ways to utilize your digital assets in the real world. Enter the Nebeus Card. Hailing from one of the leading crypto financial services platforms, Nebeus, this card presents an innovative solution to seamlessly integrate your cryptocurrency holdings into your daily transactions.

What is the Nebeus Card?

The Nebeus Card essentially functions like your traditional debit card, but with a significant difference – it enables you to directly spend your Bitcoin or other cryptocurrencies for everyday goods and services. It offers a bridge between the world of digital currencies and traditional finance, providing users with the flexibility to spend their crypto just as easily as fiat currency.

Key Features of Nebeus Card

While Nebeus may not offer unique perks, it stands out as a straightforward and user-friendly crypto card. More than just a crypto debit card, Nebeus provides a free virtual IBAN in either Euro or GBP, allowing you to use Nebeus as your primary financial platform. You also have access to multi-currency accounts and can perform fast, cost-free SEPA transactions across Europe. Nebeus is specifically designed for digital nomads, providing reliability wherever your digital ventures may lead you.

How to Get Started with Nebeus Card

Acquiring a Nebeus Card is a simple process:

  • Visit the Nebeus website or download their mobile application.
  • Create an account by filling out your personal details.
  • Follow the instructions to order your card.
  • Once approved, you'll receive your card within a few business days.

Remember that while using crypto-friendly cards like the Nebeus Card can simplify managing and spending digital assets, it's essential to understand all terms and conditions related to fees and caps before proceeding.

Get your Nebeus Card Now!

16. Monolith


Monolith: Decentralized Finance at Your Fingertips

Monolith is a pioneer in the decentralized finance (DeFi) space, operating on the Ethereum network. The platform offers a unique combination of a cryptocurrency wallet and a crypto debit card. The goal? To provide an all-in-one DeFi package that fully integrates with your everyday life.

A One-Stop DeFi Solution

The Monolith platform allows users to store, send, receive, borrow, and swap a wide array of Ethereum-based tokens. It's more than just a wallet – it's a comprehensive financial management tool for your digital assets.

Unlike many competitors, the Monolith wallet is non-custodial. This means you retain complete control over your Ethereum assets at all times. Based in London, Monolith is readily accessible to European customers.

Spend Your Crypto with Ease

Monolith offers two VISA debit cards denominated in GBP or EUR. You're able to make transactions using the currency of your choice without any monthly or shipping fees.

Card Fees and Limits

ATM withdrawals are free for both cards for the first two months. After this period:

  • For the GBP card, there's a £0.75 per withdrawal fee
  • For the EUR card, the withdrawal fee is €1.50 per withdrawal

If a user makes purchases in a currency other than their card's denomination, a 1.75% purchase fee applies.

Monolith also imposes fees for topping up your card with any cryptocurrency other than TKN:

  • 1% top-up fee
  • 1% community contribution fee (waived for payments in Monolith's own token, TKN)

The cards have daily spending and withdrawal limits to ensure security:

  • Daily spend limit: €8,000/£7,500
  • Daily purchase limit: €7,600/£7,150
  • Daily cash withdrawal limit: €350
  • Card balance limit: €8,000/£7,500

Getting Started with Monolith

To start using the Monolith crypto prepaid card:

  1. Visit the Monolith website
  2. Download the app on your phone
  3. Create a Monolith account
  4. Go through the KYC procedure
  5. Apply for your card

Your card should be delivered to your place within 14 business days.

Get Monolith account!

Remember, while DeFi solutions like Monolith can make managing and spending digital assets easier, always read and understand all terms and conditions related to fees and caps before proceeding.

17. Bitpay

Bitpay: A Forefront in Bitcoin Debit Card Providers

Bitpay, as one of the pioneering Bitcoin debit card providers, has made a significant mark in the industry. This platform is renowned for providing some of the most sought-after Bitcoin merchant services.

Bitpay Personal MasterCard

Bitpay also offers a Personal MasterCard that integrates seamlessly with the BitPay wallet. With this feature, users can manage and spend their Bitcoin conveniently while also having the ability to convert Bitcoin into dollars instantly.

The BitPay card provides users with the freedom to reload their balance instantaneously without any conversion fees and use their card wherever MasterCard is accepted.

Fees and Limits

The BitPay card comes with an issuance fee of $10 but does not include any monthly charges. However, after 90 days of inactivity, a fee of $5.00 per month applies. In addition to this, a 3% currency conversion fee is applicable.

For withdrawals at ATMs, users are allowed up to three withdrawals per day with a limit of $2,000. The total daily spending limit for the BitPay card is capped at $10,000.

Background Issues

It's important to note that despite being an effective solution for those wanting to live on crypto, BitPay has had some background issues that may concern some users. We recommend researching “Boycot Bitpay” for more information.

Getting Started with BitPay

To obtain the BitPay card, all you need is a verified BitPay ID account and the initial payment for the card. Simply download the BitPay wallet, deposit your Bitcoin, and proceed with verification.

Download Bitpay app, to get started!

Remember, while solutions like BitPay can make managing and spending digital assets easier, it's crucial to read and understand all terms and conditions related to fees and caps before proceeding.

18. MEXC

Popular among cryptocurrency traders, the MEXC Card is an innovative addition to the suite of products offered by MEXC Global, a leading digital asset trading platform.

What is the MEXC Card?

The MEXC Card operates similarly to a conventional debit card with one significant difference: it allows users to spend their cryptocurrency assets as they would with fiat currency anywhere Visa is accepted. This feature empowers users to manage and spend their digital assets effortlessly in everyday transactions, making it a practical choice for anyone keen on embracing the full potential of cryptocurrencies.

Features and Benefits

Here are some key features and benefits that make the MEXC Card stand out:

  • Crypto-to-fiat conversion: The card automatically converts your digital assets into local currency at the point of sale, eliminating the need for manual conversion.
  • Global acceptance: Since it's powered by Visa, you can use the MEXC Card at over 54 million merchants worldwide that accept Visa cards.
  • Real-time transaction updates: Keep track of your spending with instant notifications on your app every time you make a transaction.
  • Secure and protected: The MEXC Card comes with advanced security features like 2-factor authentication (2FA) and end-to-end encryption for secure transactions.
How to Obtain a MEXC Card

Obtaining a MEXC Card is straightforward:

  1. Register on MEXC Global if you haven't already.
  2. Complete your KYC (Know Your Customer) process.
  3. Apply for the card from within your account dashboard.

Please note that terms and conditions apply, including potential fees associated with card usage.

In conclusion, whether you're a casual user or an avid crypto trader, the MEXC Card offers a convenient way to manage and spend your cryptocurrency assets in real-world transactions.

Sing up for MEXC today!

19. Holyheld

Offered by Holyheld, an innovative platform designed to simplify the use of cryptocurrencies, the Holyheld Card is gaining attention for its unique blend of features geared towards making the use of digital currencies more accessible and rewarding.

What is the Holyheld Card?

The Holyheld Card is a contemporary solution that allows users to leverage their cryptocurrency assets for everyday transactions. It operates similarly to a standard debit card but with added functionalities tailored for crypto enthusiasts.

Exploring the Key Features of the Holyheld Card

The Holyheld Card is designed with a suite of distinctive features aimed at enhancing your online transactions and cryptocurrency management. Let's dive into these features:

1. Free Euro IBAN and Virtual Card

As a Holyheld cardholder, you're provided with a free Euro IBAN. An IBAN, or International Bank Account Number, is a series of alphanumeric characters that uniquely identifies an account held at a bank anywhere in Europe. This feature allows for seamless cross-border transactions within the European Economic Area.

In addition, while waiting for your physical card delivery, you can access a virtual card. This means you can start leveraging the benefits of your Holyheld Card immediately after application approval.

2. Instant Cashback

The Holyheld Card offers an instant cashback program, where you can earn up to 1% cashback in USDC for every purchase made using the card. USDC is a stablecoin cryptocurrency that mirrors the value of the U.S. dollar, providing stability in your cashback rewards despite market volatility.Note: Cashback percentage may vary and is subject to terms and conditions.

3. Top Up From External Wallets

One of the standout features of the Holyheld Card is that it allows you to top up from external wallets. This means you can easily transfer funds from other crypto wallets into your Holyheld account. This flexibility ensures uninterrupted usage even when primary funds are running low.

4. Maintain Your Custody

With Holyheld, you maintain custody of your assets at all times. Unlike traditional financial institutions where your money is stored and controlled by them, here you have complete control over your cryptocurrencies. It's about giving power back to the individual user, providing both convenience and peace of mind.

Thus, whether you're making everyday purchases or managing your crypto assets, the Holyheld Card offers a wide array of features to streamline and enrich your experience.

How to Obtain a Holyheld Card

Here's how you can get your own Holyheld Card:

  1. Sign up on the Holyheld platform if you haven't already.
  2. Complete your KYC (Know Your Customer) process.
  3. Apply for the card from within your account dashboard.

With its extensive set of features catering to crypto users' needs, the Holyheld Card offers a practical and rewarding way to navigate the evolving world of cryptocurrencies.

To get started with your own card, register today.


The Card is an exceptional player in the crypto debit card industry, offering a streamlined and efficient way to utilize your digital assets in everyday transactions across more than 100 countries.

Understanding the Card

Functioning much like a traditional debit card, the Card stands out with its added capability to manage transactions in BTC, ETH, and an array of 30+ other cryptocurrencies.

Significant Features of the Card:

Offering the convenience of withdrawing up to 2500€/month from ATMs. Enjoy free card maintenance when you load at least 299€ every month. If this condition is not met, a nominal monthly maintenance fee of 2.99€ is charged.

How to Get a Card:

Acquiring a Card can be accomplished in just a few steps:

  1. Register on the platform.
  2. Complete the KYC (Know Your Customer) procedure.
  3. Apply for the card through your account dashboard.

The Card is an excellent tool for those looking to leverage their cryptocurrency holdings in real-world applications, offering both convenience and versatility.

Embrace the future of finance with the Card today!

21. GnosisPay

GnosisPay Card is a thrilling entrant in the realm of cryptocurrency debit cards, bolstered by the robust Gnosis blockchain infrastructure.

Understanding the GnosisPay Card

The GnosisPay Card is a self-custodial Visa debit card that prioritizes security above all else. It allows you to add cryptocurrency to your card, which can then be spent anywhere Visa is accepted. Originally launched in Europe, there are plans for expansion into the US, Brazil, and India.

How to Get a GnosisPay Card?

Acquiring a GnosisPay Card involves a simple process:

  1. Register on the Gnosis platform.
  2. Complete the KYC (Know Your Customer) procedure.
  3. Apply for the card through your account dashboard.

The GnosisPay Card is an innovative solution for those who want to use their cryptocurrencies in everyday transactions without compromising on convenience, safety, and flexibility.

Link your digital wallet and secure your card immediately.

22. Fold

A fresh addition to the expanding roster of Bitcoin-friendly cards, the Fold Card distinguishes itself as a unique offering that returns bitcoins on all purchases.

Understanding the Fold Card

The Fold Card functions like a traditional debit card but is specifically tailored for crypto enthusiasts. This card enables you to comfortably pay for goods and services using Bitcoin and earn as much as 1.5% back in Bitcoin on all eligible fold card transactions.

Unique Features of the Fold Card
  • This card allows you to effortlessly purchase goods and services using Bitcoin and earn up to 1.5% back in Bitcoin on all qualifying fold card expenses.
  • Earn 1 spin for every $10 spent, providing a chance to win significantly.

The card offers two plans: free and Spin+ which costs $10/month.

Spin+ comes with exclusive benefits such as:

  • A gold foil Fold debit card
  • Opportunity to earn bitcoin rewards each time you spend and invest
  • Spin the wheel for a chance to win up to an entire bitcoin
  • Exclusive merchant deals
  • Unlimited 1.5% back or more on top categories; 0.5% on all other qualified purchases
  • No international or ATM charges
  • Buy and withdraw bitcoin at no extra cost
  • Enjoy 2.5% back on Amazon, 3.5% on Doordash, plus hundreds more
How to Get a Fold Card?

Securing your own Fold Card involves just a few steps:

  1. Register on the Fold platform
  2. Complete the KYC (Know Your Customer) procedure
  3. Apply for the card through your account dashboard

The Fold Card showcases how modern technology can seamlessly integrate cryptocurrencies into daily transactions without sacrificing convenience, safety, or flexibility. It's a game-changer for those who want to leverage their digital assets while navigating traditional financial systems.

23. BTSE

Operated by a leading financial technology company, the BTSE Card is a dynamic crypto card that's making strides in the realm of digital currency transactions.

What is BTSE Card?

The BTSE Card acts like your regular debit card, but it takes a step further into the future by allowing you to pay for goods and services with cryptocurrencies from your BTSE account. It's designed to make cryptocurrencies a viable and user-friendly option for daily transactions, bridging the gap between traditional and digital currencies.

Key Features of the BTSE Card:
  • The BTSE Card, based on EUR, offers a limitless maximum balance with a top-up fee of 1.5%.
  • Minimum Per Top-Up: €50
  • Daily Top-Up Limit: €10,000
  • Per Transaction Limit: €25,000
  • Daily ATM Withdrawal Limit: €2,000
  • Monthly ATM Withdrawal Limit: €50,000
  • You have the convenience to top up your BTSE Card using USDT/USDC/BTC/ETH/EUR.
How to Get a BTSE Card?

Here is a simple guide to secure your own BTSE Card:

  1. Complete your KYC status and submit the following documents for review:
  • National ID.
  • Passport: A clear photograph of your passport showing all 4 corners.
  • Proof of Address: A clear photograph of proof of address issued within the last 3 months. Acceptable documents include:
  • Bank Statement or Account Statement.
  • Utility Bill (Gas Bill / Water Bill / Electricity Bill).

The BTSE Card is an innovative tool that's definitely an asset for those looking to maximize their cryptocurrency usage in typical financial systems.

Sign up and get your BTSE Card now!

24. Binance

Binance, one of the most prominent cryptocurrency exchanges worldwide, also offers a highly sought-after Bitcoin-friendly card, the Binance Card. This card is quickly gaining traction due to its impressive features and user-friendly interface.

What's Special About the Binance Card?

The Binance Card blends the traditional debit card functionalities with a modern twist—it enables you to pay for goods and services using BTC or other cryptocurrencies from your Binance account. This card is designed to bridge the digital-traditional currency divide, thus providing a straightforward way to utilize your Bitcoin for daily transactions.

Key Features of the Binance Card
  • Flexible Payment Options: The card allows you to load up with multiple cryptocurrencies available in your Binance Spot Wallet.
  • Global Acceptance: With this card, you can shop at over 60 million merchants worldwide.
  • Smooth Integration: It integrates seamlessly with the Binance platform, ensuring easy access to manage your funds.
  • Cashback Rewards: Get more value from your spending by earning up to 8% cashback on eligible purchases.
Steps to Obtain Your Binance Card

The process of acquiring a Binance Card is straightforward:

  1. Registration – If you aren't a member already, sign up for an account on the Binance website.
  2. Card Application – Go to “Card Dashboard” under “Wallets” and follow the instructions to order your card.
  3. Card Activation – Once received, activate your card by following the provided instructions on your account dashboard.
  4. Card Loading – Finally, transfer cryptocurrencies from your Spot Wallet to your card wallet.

Just like that, in four simple steps, you're equipped to perform seamless crypto transactions with your new Binance Card!

Important Note: Despite its popularity, our experience with Binance has not been favourable. Our account was closed without any explanation and our funds were seized. This unfortunate incident compels us to refrain from endorsing Binance as a preferred choice for a crypto debit card.

Understanding Crypto Debit Card Fees and Limits

In this section, we delve into a more detailed analysis of the fees and load limits associated with various Bitcoin debit cards featured in this article. This comprehensive list is intended to provide you with a clearer understanding of the cost implications associated with each card.

However, bear in mind that not all fees associated with these debit cards can be included in this article due to their extensive nature. Thus, we strongly recommend conducting your own research once you've identified a card that piques your interest.

The fees and load limits listed below should serve as a guide rather than definitive values. In most scenarios, additional fees may be incurred, such as those related to foreign ATM withdrawals or transactions conducted in a currency different from the one nominated on the card.


Each Bitcoin debit card has its own set of fees that include but are not limited to:

  • Card Issuance Fee: The fee charged for issuing the card.
  • Delivery Fee: The cost for delivering the card to your location.
  • Top-up Fee: Charges incurred when topping up the balance on your card.
  • ATM withdrawal Fee: The fee levied when withdrawing cash from an ATM.
  • Monthly Fees: Ongoing charges for maintaining your account.

Load Limits

Load limits refer to the maximum amount that can be loaded onto the Bitcoin debit card within a given time frame. These limits typically vary depending on factors such as user verification level and usage frequency.

It's crucial to note that while these lists provide a broad overview, they don't encompass every single fee or limit applicable. Therefore, it's important to read through the terms and conditions associated with each Bitcoin debit card before making a final decision.

Crypto Debit Card Fees

The following table provides a detailed breakdown of Bitcoin debit card fees and charges across multiple providers. Each brand has its own set of costs associated with card issuance, delivery, top-ups, ATM withdrawals, and monthly maintenance.

Crypto.com4.99€Free1%Free / 2%Free**
WirexFreeFree / 15€*FreeFree / 2%Free / Subscription**
BitpandaFree€9.90FreeFree / 1.5€***Free
SpectroCoinFreeFreeFree€1 / 1%* /2%*Free
ADVCash$19.95 / $120***Free1.45% / 1$ + 2.95%***$1.99 / $2 + 1%***Free / $9.90 / $99***
Bybit€5Free0.9%Free / 2%Free
Plutus€9.99FreeFree2.5%Free / Subscription
BITSAFree / 20€Free1%FreeFree / 0.99€ / 9.99€ monthly
NebeusFreeFreeFree1.85%Free** / 4.95€
MonolithFreeFree1% / 0%**Free / €0.75Free
Choise.comFree€14.99FreeFreeFree** / 2.99€
GnosisPay€30.23FreeCost GasFree / 2%*Free
FoldFreeFree1.5%Free / 10$ monthly
BTSEFreeFree1.5%2 EUR + 1.2%€40 / Free**
BinanceFreeFree / €25FreeFreeFree
  • ***Each account has its own unique terms and conditions.
  • **Depends on additional requirements, such as staking tokens.
  • *Card offers a variety of options based on location.

Remember: All costs are subject to change based on the service provider's terms and conditions.

For instance, with ADVCash, you will be charged a one-time card issuance fee of $14.99, but the delivery is free. Any time you top-up your balance, there's a minimal charge of $0.99, while ATM withdrawals come at a cost of €1.99 per transaction.

On the other hand, MCO offers a completely free service. There are no charges for card issuance, delivery, top-ups, ATM withdrawals or monthly account maintenance.

Additional fees such as “inactivity fees” may apply depending on the specific card provider and the terms of your agreement. We highly recommend taking a comprehensive look at the official websites of these Bitcoin debit card providers to get a full understanding of all potential charges associated with your card.

Note: The information provided in this guide is subject to change and should serve as a preliminary point of reference. Always consult the provider's website for the most accurate and up-to-date information.

Crypto Debit Card Limits

Just like any financial services, these cards come with certain limits and restrictions. It's crucial to understand these limits when choosing a card provider. Here is a comprehensive comparison of some popular crypto debit card providers:

CardBalance LimitSpending LimitLoad LimitATM Limit
ADVCash$100,000*$20,000 / Unlimited*$10,000/day*$2,500 / Unlimited*
BITSA€2,500 / Unlimited*€1,500€ / €15,000 per transaction*€500 / €4000 per day*350€ / 900€*
Fold $20,000$25,000/month$10,000/day$1,000/month
BTSENo limit€15,000/single€15,000/month€2,000/day
  • ***Each user account has its own unique terms and conditions.
  • **Some accounts may not have a specified limit or the reason might not be disclosed due to factors like funding method.
  • *The platform offers a variety of cards tailored for distinct purposes.

Upcoming Bitcoin Debit Cards Providers

Several new companies are venturing into this space, promising to deliver state-of-the-art Bitcoin debit cards. These providers are either offering pre-orders for their cards or have opened a waiting list for interested users. Here, we introduce you to some of these promising providers:

Bitrefill Card

  • The Bitrefill Card is an exciting new addition to the crypto debit card market. Designed with user convenience and versatility in mind, this card aims to make spending your cryptocurrency as easy as using a traditional debit card. This upcoming card boasts features such as instant loading from your Bitrefill account, the ability to spend in multiple cryptocurrencies, and worldwide acceptance wherever Visa or MasterCard is accepted. Plus, there are no monthly fees, giving you complete control over your funds.

Conveniently Withdraw Bitcoin to Your Existing Debit Card

Embrace the convenience of cashing out your Bitcoin funds directly to your already existing debit card, a feature that eliminates the need for registering and ordering specialized Bitcoin debit cards. With this option, the versatility extends beyond a single card – you can withdraw Bitcoin funds to any debit card of your choice!

The renowned platform, CEX.IO, offers this service. It allows you to convert Bitcoin into multiple different currencies including but not limited to euros, dollars, and rubles. The main advantage? The funds become available for spending instantly. Furthermore, the service is globally accessible without any regional restrictions.

Key Features of Using CEX.IO for Bitcoin Withdrawals

  • You can link any Visa/MasterCard, debit, or credit card.
  • There's no need to pre-order cards, simply use one you already own.
  • Enjoy low fees, starting from $3.80 per withdrawal without any hidden costs.
  • Experience instant processing of withdrawals enabling immediate use of funds.

To start utilizing this feature, all you have to do is register on CEX.IO and link your card. After selecting the amount to withdraw, you're all set! Remember that in order to pass verification, the linked card must have a minimum balance of $1. This measure ensures that you are indeed the holder of the card.

By capitalizing on such a service, it becomes incredibly straightforward and hassle-free to integrate your cryptocurrency assets into your daily financial activities.

The Power of Crypto Debit Cards

Bitcoin debit cards have proven to be a powerful tool for cashing out cryptocurrencies in a pinch. Their convenience and accessibility make them an excellent choice when you need immediate access to your funds. But as the saying goes, “With great power comes great responsibility.” In the world of cryptocurrencies, this means that we should aim to decentralize our options whenever possible.

Why Multiple Crypto Debit Cards?

There are over 10 different Bitcoin debit cards on the market that offer zero monthly fees. It's our belief, and recommendation, that every Bitcoin user should have more than one Bitcoin debit card in their wallet. This is not just about having more payment options at your disposal. It's about insulating yourself from the potential collapse of a single provider and preserving your financial independence.

By diversifying your Bitcoin debit cards, you:

  • Increase your payment flexibility: Different cards offer different benefits – some might provide better exchange rates, while others could offer higher withdrawal limits.
  • Mitigate risk: If one provider goes under or experiences technical problems, you have backup options.
  • Maintain independence: You're not tied down to the services (and potential limitations) of a single provider.


In conclusion, diversification among Bitcoin debit cards is a strategy we strongly advocate for. Holding multiple cards in your wallet not only increases your payment flexibility but also mitigates risk and allows you to maintain financial independence.

Different cards offer different benefits – from better exchange rates to higher withdrawal limits – so having more than one card can better accommodate your specific needs. Furthermore, having backup options in case of technical problems with one provider ensures you always have a fall-back.

Lastly, remember the power to shape the cryptocurrency landscape is in our hands. With every Bitcoin debit card we choose and use, we contribute to this dynamic field's growth and development. Whether you've already found your perfect Bitcoin debit card or are still on the hunt, let's continue to explore, learn, and grow together in this exciting world of cryptocurrencies.

FAQs (Frequently Asked Questions)

Why choose a crypto debit card?

Crypto debit cards provide a quick and convenient way to convert and spend cryptocurrency in everyday transactions, offering flexibility and ease of use.

What factors determine the ranking of the top 24 best working crypto debit cards in 2024?

The ranking is determined by several critical factors including the platform's comprehensive solution, prominence in the industry, unique reward systems, user-friendly features, control over multiple currencies, rewards and savings, as well as card creation and account maintenance.

What makes Coinbase a comprehensive crypto solution?

Coinbase is known for its multifaceted exchange platform, offering a wide range of services beyond just an exchange. It also provides a Bitcoin debit card as one of its hidden gems.

What sets apart as a high-reward Bitcoin debit card solution? is renowned for its unique reward systems, integrated exchange platform, distinct card features, and the availability of its native CRO tokens for purchase on various platforms.

What are the key features of the Wirex platform?

Wirex provides control over more than 20 currencies, rewards and savings opportunities, and free card creation and delivery. Additionally, it offers easy account maintenance and ordering processes.

What are the advantages of the Bitpanda Visa Card?

Users can take advantage of several benefits offered by the Bitpanda Visa Card, including seamless crypto integration, intuitive exchange services, and a user-friendly interface.

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